Consolidation Loans from £15,000 to £500,000
A low rate Homeowner Loan to pay off credit cards – from only 5.90%
On average customers reduce monthly credit bills by £599* when consolidating with a Secured Loan
Pay off credit cards with a lower rate loan
Significantly reduce credit bills
Have ONE low monthly repayment
Borrow extra to fund items like home improvements, new car, wedding or a complete mix of uses
Exclusively available to Homeowners
See the loan options you could be accepted for today without affecting your credit score
Once you see how much of a difference consolidating with a Homeowner Loan could make to your monthly finances – you’ll wish you did it sooner.
Why choose us?
No upfront costs or hidden fees
Free valuations
All circumstances considered
No impact on credit score
Excellent customer service
Quick, Free and easy Quote
- We consider all credit profiles
- Low rates from only 5.90%
- As a credit broker we compare the best options from our panel of lenders
- Fast secure process that you control
- Quotes tailored to suit your needs
- Fixed rates available
Our experts are here to make sure you get the best deal available
Making you feel at ease with your choices throughout the journey. By searching through a leading panel of lenders we are able to find the best loan available to suit your needs. Don’t worry if you have don’t have a perfect credit history we are here to help, even if you have CCJ’s or defaults.
Friendly UK based advisors dedicated to help you navigate to the right product and solution.
Representative Example
If you borrow £23,400 over 120 months at a rate of 8.9% (variable), you will pay 120 monthly instalments of £332.18 assuming rates do not change. This includes a broker fee of £2,340 and a lender fee of £595. Total payable £39,861.60. Total charge for credit (net loan interest) is £16,461.60. The overall cost for comparison is 10.33% APRC variable.
*Based on debt consolidation loans taken out over the last 6 months.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Consolidating may extend the term and the total amount you repay.
Quick start to your loan quote
To ensure Genuine Finance always keeps abreast of the latest current and proposed regulations for both consumers and ourselves, we have become a member of the Association of Finance Brokers (AFB). AFB also provide a voice to and a link with key regulatory bodies within the loan and mortgage sectors, such as the FCA (Financial Conduct Authority) ensuring key decision makers have open dialogue as and when required for its members.