Borrow from £10,000 to £500,000
Secured Loans for Bad Credit
On average our customers reduce monthly credit bills by £489* by consolidating credit with a loan
We compare lenders who will say YES
See what you could borrow without affecting your credit score
All circumstances considered
Options for CCJs / Arrears
Our lenders include…
Simple process, amazing customer service - we're genuinely here for you...
Whether you’re looking to consolidate credit to reduce monthly outgoings or fund home improvements, or a mix of these and other things – as a homeowner, a Secured Loan could be a great way for you to achieve this.
We’ve options for good and bad credit – so whatever your circumstances, we could show you the best loan options available to you without impacting your credit score – so you can see your options before committing to anything.
Why choose us?
No upfront costs or hidden fees
Free valuations
All circumstances considered
No impact on credit score
Excellent customer service
Quick, Free and easy Quote
- We consider all credit profiles
- Low rates from only 6.55%
- As a credit broker we compare the best options from our panel of lenders
- Fast secure process that you control
- Quotes tailored to suit your needs
- Fixed rates available
Our experts are here to make sure you get the best deal available
Making you feel at ease with your choices throughout the journey. By searching through a leading panel of lenders we are able to find the best loan available to suit your needs. Don’t worry if you have don’t have a perfect credit history we are here to help, even if you have CCJ’s or defaults.
Friendly UK based advisors dedicated to help you navigate to the right product and solution.
Representative Example
If you borrow £23,400 over 120 months at a rate of 8.9% (variable), you will pay 120 monthly instalments of £332.18 assuming rates do not change. This includes a broker fee of £2,340 and a lender fee of £595. Total payable £39,861.60. Total charge for credit (net loan interest) is £16,461.60. The overall cost for comparison is 10.33% APRC variable.
*Based on debt consolidation loans taken out over the last 6 months.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Consolidating may extend the term and the total amount you repay.
Quick start to your loan quote
To ensure Genuine Finance always keeps abreast of the latest current and proposed regulations for both consumers and ourselves, we have become a member of the Association of Finance Brokers (AFB). AFB also provide a voice to and a link with key regulatory bodies within the loan and mortgage sectors, such as the FCA (Financial Conduct Authority) ensuring key decision makers have open dialogue as and when required for its members.
*Based on debt consolidation loans taken out over the last 6 months.